Dark knight Posted December 25, 2012 Posted December 25, 2012 My divorce was final back in 2010, heres my problem, my wife was awarded to keep the house, she's receiving spousal support until 2015 etc. no problem. The decree states that she's responsible for paying the mortgage and it must remain current. The loan was in my name because during periods where we refinanced, in the past , I used my credit because my wife's credit was shot . I know, bad move. So allow me to fast forward a bit. I've taken her back and forth to court because the decree also states that she was suppose to keep payments current, refinance or sell, neither of which has been done , as a matter of fact the mortgage is about 4 or 5 months behind and guess whose credit is suffering. It's crazy, because its like, even the judge seems baffled. My lawyer hasn't a clue. So the last visit to court, my lawyer informed me that we'd motion to allow the courts manage the sale of the property, that wife will be made to move in 30 days. So here I'm getting excited, until my lawyer informs me on my last court day, that now the mortgage must be current $$$$$ , and I'd probably have to make the payments until its sold. Talking about caught between a rock and a hard place. Shes basically living for free , not to mention i paid the mortgage for 2007 to 2010. Help
Gunny376 Posted December 25, 2012 Posted December 25, 2012 To quote "Larry the Cable Guy" on CMT "Sometimes you've got to 'total' the car to collect the insurance to make the car payment! That's NOT my advocating that you take such drastic measures ~ that's how some here in Alabama would handle the situation? I would say that you've got to get pro-active and contant the mortgage holder, start a line of communication with them ~ better yet go and see them, and then ask to see their boss, and then see their boss. Keep at it until you can find a soulution to the situation that works for both of you ~ that is you and them ~ not the XHEX. I got myself into a financial mess, and was amazed with the doors that opened when I just went and spoke to the people at the bank! I had to work through the tellers, the receptionist, the people that work for that work for ~ get through the "gate-keepers" but finally got to speak to a VP of the bank ~ and it was like the doors opened up for me. With not even so much as his signature ~ just his intials on a check? He's bailed my butt out of a world of hurt! Get on the phone, make the call, make an appointment, ~ failing that? Just walk in like you own the damn place! Start calling, knocking on doors. 2
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