ssmith3427 Posted June 28, 2012 Posted June 28, 2012 We have gone about 2 weeks with NC, but I made the mistake when we first got together to get her a phone contract in my name, silly I know :/ She has since given me the phone and sim card back, but not before running a £66 bill up, which is due to come out of my account next week. Since I can't change the phone contract I said she could keep it but she has to use her bank details to pay the phone, so right now the phone is in my name, with her bank details in, so the £66 will come out of her account, and rightly so I think. But, she is not going to expect this and I know it will put her in the red, which means a extra £25 bank fee, since she has no money and will not understand why the payment has come out of her account, I know she will contact me, probably annoyed to. But I don't want her to contact me at all, I don't want to speak or see her, I just don't want anything to do with her, want her to have time on her own without me. To the point where I am tempted to pay the £66 myself :/ Just to avoid the hassel. But then again I have bailed her out so many times, she needs to learn to be responsible, and really she is nothing to do with me now. So, I am not sure if I should just pay the £66 and avoid the contact, or if I let it ride and she does contact me, I don't know what I should do when she breaks NC, I don't really want to reply at all if I am honest. Help!
headsashed Posted June 28, 2012 Posted June 28, 2012 Id let her pay the bill and just ignore her if she contacts u.
Samilia Posted June 28, 2012 Posted June 28, 2012 Since the contract is in your name, they will go after you. I would cancel the line all together, pay what the fee they might charge you, and be done all together.
Philosoraptor Posted June 29, 2012 Posted June 29, 2012 I agree. Paying the cancellation fee would save you a lot of trouble even though it might cost you a decent amount. 1
Follower Posted June 29, 2012 Posted June 29, 2012 Definitely just cancel the contract and pay the fee. Phoning them and explaining why will probably be the best way around this as they sometimes look kindly on crappy situations and give you a break on the fee .
Chi townD Posted June 29, 2012 Posted June 29, 2012 I agree. That's HER debt. I mean, 66 qid is $103 US dollars. DAMN THAT!!! She can pay it. It's her debt, she owes it. If she tries to contact you, then ignore her. Ignore it all. If she starts getting under your skin, vent here.
Author ssmith3427 Posted June 30, 2012 Author Posted June 30, 2012 Yup, I agree it's her debt and I really don't want to pay it, I can't really afford the £66, but if I have to I will find a way to pay it. I guess the question is do I pay the £66 for an easy life and carry on NC, or let her pay the £66 and then get phone calls and texts because I don't think she will know the £66 is going to come out of her account, also she will go in the red so that £66 becomes £91, which I know she 110% can't afford. Also, if I just let it come out of her account it seems a bit vindictive on my part, I could tell her, but don't want to break NC, so by letting it just come out of her account makes me look like a jerk? She has had nothing bad to say about me to any of her friends, only good things, and I don't like the prospect of acting like a jerk now because it may wreck any chance of a reconcilliation later in life. So I am still unsure what to do :/
Chi townD Posted July 2, 2012 Posted July 2, 2012 I don't think she will know the £66 is going to come out of her account, also she will go in the red so that £66 becomes £91, which I know she 110% can't afford. Also, if I just let it come out of her account it seems a bit vindictive on my part, I could tell her, but don't want to break NC, so by letting it just come out of her account makes me look like a jerk? Let's look at this logically and not emotionally. Did you make those charges? NOPE! Those charges are her's. Did you rack up a bill of 66 pounds? Nope! She did. You are no longer together, therefore, she needs to be responsible for her own actions and keep track of her own finances. Not your problem anymore. And you shouldn't have to bail her out of trouble that SHE caused for herself!
sweetheart5381 Posted July 2, 2012 Posted July 2, 2012 Yep, cancel that contract pronto. Your name and credit is on the line. Love and money never mix. Take it from someone that is in bankruptcy due to an ex. Emotions will die down but debt and bad credit lasts much longer.
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