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How to remove a judgement w/out the plantiffs coop?


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Posted

Back in 2002, I borrowed money from a guy I was dating at the time to pay my rent. We had a bad break up and he served me to get the money back. I paid him back before going to court. He told me if we did not go to court then everything will be fine. Little did I know the court would place a judgement on my credit report if I did not show up. So my current husband and I today are trying to buy a house and are supposed to go to settlement next week. The underwriter said the judgement needs to be shown as "satisfied" or we need to get a notarized letter from the boyfriend saying that the debt has been paid. I contacted the boyfriend via email and sent him a letter that he simply needed to get signed infront of a notary. He signed the letter but did not have it notarized. How do I have this judgement marked satisfied or removed from my credit report within a week. We loose our earnest moeny deposit if we do not go to settlement.

Posted

How much does a notary in his state charge for notarizing the letter?

 

I'll use my exW, who lives 30 miles away, as an example. If I needed her signature notarized, I'd make arrangements with a notary local to her, or with my lawyer's office, which is near to her, and all she would have to do is show up and sign the document. I'd take care of and pay for everything else, including couriering the document to the mortgage underwriter if necessary.

 

Apply to your circumstances as appropriate.

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