tattoomytoe Posted December 30, 2003 Posted December 30, 2003 why are health insurance caps like 1500% higher than caps on dental coverage? it is very frustrating, most dental procedures average about $500, so why do i have a $1500.00 cap? i think both benefits should share one lump sum, so that way if i need more dental than medical that would be cool? does anyone know why this is?
reasontosigh Posted December 30, 2003 Posted December 30, 2003 Just a guess here...because you've got more internal and external organs than you do teeth?
reasontosigh Posted December 30, 2003 Posted December 30, 2003 Can you get supplemental coverage on your dental plan by any chance? Also, does your company offer a medical spending account? You can put aside a certain amount from each paycheck, and use the money for the dental work. I did that myself earlier this year. (The money is taken out pre-tax, so you won't be giving the IRS nearly as much!)
Errol Posted December 30, 2003 Posted December 30, 2003 I was going to say the medical spending account also. Its a good way to stretch your money where you need to.
Author tattoomytoe Posted December 31, 2003 Author Posted December 31, 2003 we do have flex spending, but i am the lowly secretary that gets paid nothing! also i already have a large loan out that assisted me in the past for paying, but i am talking a lot of work! like 20k! are there any funds or "scholarships" for this sort of thing? my only break has been this awesome endodontist that completed 6 root canals for me for free. thanks for your thoughts.
reasontosigh Posted December 31, 2003 Posted December 31, 2003 I am going to a specialist in restorative dentistry, and I suspect by the time everything's done I'll have spent 20K myself! But it still beats dentures IMHO.
Recommended Posts