am i overreacting

[vegasorbust]

I need some advice. I have searched forums for similiar problems, guess its time to spell it out.

I have been dating a man named Richard for 2 ½ years. My 13 year old daughter and I moved in with him last March. I pay him $500 a month for rent. His divorce isnt final because his attorney procrastinated and is a crook. Richard fired him a few months ago. Richard has a son that is 11 and my daughter and him get along great. Heres the problem. Richard s ex wife is manipulative and gives him grief constantly. Last week she called him and asked if she could be on his insurance policy for the deductions. He said yes. Last November, she overdrew an account he didnt know was joint. That costs him $1000. When she left him for another man he refinanced the house and gave her the entire amount of equity ($30000). No attorney or judge told him to do it, they were going to do a do it yourself divorce. Her boyfriend left her in December and she did manage to get the child support raised above what they agreed upon. Since her boyfriend left things have been miserable. She brings me into her drama all the time. She kept bringing my name into her drama. I called her and asked her not to do it. She told Richard she didnt want me to call her. He agreed I shouldnt, which was messed up. Now, she says whatever she wants to him and there isnt anyone to defend me. She is even telling their son things that arent true. He has an attitude towards me when he comes over.

 

But heres my dilemna, confusion and heartbreak. She called him last week and asked if she could be on his insurance. He has been with this insurance for a long time. He said yes before putting much thought into it. He told me that she wants an insurance break. She gets the deductions of the homeowners and his motorcycle. He told me Farmers wouldnt insure a motorcycle without an auto. Wouldnt it have been logical for him to get insurance with me? I could use an insurance break. I am not working right now. I don’t even get child support. She makes very good money. Is this normal? He said it’s a business deal. She has screwed him so many times. No matter how upset I am, he wont change his mind. Am I overreacting? He said they would have separate billing. However, if she wrecks her car, wont his rates go up? I wonder if he will ever say no to her. I hate to go, especially since I love this man. My daughter loves her new school and has made a lot of good friends.. We moved out of a 1 bedroom and she has her own room. Am I being stupid staying with this man? On the other hand, if I leave, she will be getting her way. She moved into a 1 bedroom with her son and I know shes miserable.

I think she uses their son as a leverage on his emotions at times. But I have to wonder if he wants to make peace, if hes afraid of her, or if hes plain stupid. I really don’t think hes still in love with her, but its crossed my mind lately.