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If your name is still on the lease and you remain responsible for the apartment rent, I can understand why you would be concerned. Under most real estate leases, tenants are jointly and severally liable for rental payment. That means that if one stops paying, the other one has to pay all that is due on the lease.
If that's the case, all I can say is that if she blows all her money and can't pay the rent you will have an extra bill every month until the lease expires. Of course, if you're happier away from her it may be worth the money. If she does stop paying, see a lawyer on what your options may be. But you can't tell her what to do now...and she may just run out of money to piss you off.
You can't really say much to someone who'se addicted to spending. Most of them don't even learn upon filing for bankruptcy. Many are right back at that point after the required passing of seven years.
Next time, find out a bit more about a lady's spending habits before you take up with her in a serious way. Of course, as clia said, if her financial status is irrelevant to your life...just let it go and let her dig her own hole.
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What, Me Worry?
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