For the first time in my life, I feel really depressed- worried about my job, the mortgage which will take another 14 years to pay, and recent loss of love. No future in sight.

Can anyone help?

[Tony T]

I wished I could help but I have just enough to pay my own mortgage.

I do understand how you feel. Sometimes in life, things sort of pile onto us all at once. But these feelings and events are only temporary. Hang in there, do the best you can, and soon your spirits and life situation will get better. It always happens that way.

Be sure to communicate with those people you will be late in paying. When you talk to them and keep them informed, almost everyone will understand and be patient with you. do not avoid them. You'd be surprised how humbling yourself can sometimes open lots of doors.